As previously announced, the Ministry of Economy The Now 12 plan has been extended until June 30, 2023 and incorporated into the program domestically produced mobile phones buy in installments. This is detailed in Resolution 144/2022 published this Monday in the Official Gazette and which bears the signature of Matías Tombolini, Secretary of Commerce.
The decision to extend the program for a further five months was taken before the imminent expiry of the deadline established by resolution 499/2022, set for January 31, 2023.
Direct program fees will be calculated from the Annual Nominal Rate equal to 85% of the fixed-term rate established by the Central Bank for individuals, for 30-day deposits up to $10 million.
Furthermore, the resolution also indicates that the The limit available for installment financing will be determined by the limit agreed to by the credit card issuer. with each of its users.
As regards the interest applicable to suppliers and companies, for sales made in three installments, will be charged within a maximum period of 10 days with a maximum discount rate of 7.58% (before 7.06%) e for transactions in 6 installments with a rate of 14.22% (before 13.3%).
for transactions in 12 installments they can apply a maximum discount rate of 19.95% for 60 calendar days and 25.67% at 10 business days, instead of the prevailing rates of 18.74% and 24.16% respectively.
For the case of 18 installments, redeemable within 60 calendar days with a maximum discount rate of 30% (before 28.35%) or within a maximum term of 10 working days with a rate of 35.09% (before 33.2%).
for operations in 24 installments, merchants and suppliers can choose to be charged in 60 calendar days with a maximum discount rate of 38.35% (before 36.43%) or within a maximum term of 10 working days with a rate of 42.87% (before 40.78%).
What can I buy
The 4G cell phones can be purchased at 3, 6 and 12 installments. The program also includes plans 18 and 24 installments for other products.
now 10
Together with the renewal of Now 12, last Monday the Government announced the implementation of the Now 10 plan, which will allow the purchase of mobile phones in 10 installments, at a fixed price for 90 days.
Through the plan, 72 models of this equipment will be marketed which are manufactured in the country and whose values will range from $40,000 up to $250,000.
Now 10 and Now 12: which phones can be bought In Now 10, with an annual rate of 48%, there will be around 72 models of phones from brands manufactured in Tierra del Fuego such as: Samsung, Motorola, Noblex, Alcatel, Philco, TCL and ZTE.
You can buy low-, mid-, and high-end phones, with prices from $40,000 up to $250,000.
NS
Source: Clarin
