The staff of Particular houses enrolled, with contributions of less than 16 hours per week, you can retire, have coverage for disability and death, without the need to pay further contributions or volunteers as they have had to do until now, according to DNU 90/2023 of last February which established June 1 for the entry into force of this benefit.
Meanwhile, for the earlier periods performed in less than 16 hours, these workers will be awarded months or years of service to complete the required 30 years and receive retirement benefits the difference between the contribution entered and the total contribution will be retained.
The measure represents a kind of “moratorium” for employees and members with less than 16 hours of work per week.
Meanwhile, also from 1 June, in the event of dismissal without just cause, Staff of Casas Particulares You will be entitled to unemployment benefits under the same conditions as the rest of the employees.
According to INDEC data, there are 1,700,000 workers in Private Houses. Of this total, according to official data, those enrolled in the Social Security add up to 500,000, the vast majority of them women, of which 32.5% have partial contributions lower than the amount necessary to access the coverage provided by the system.
Consequentially, This measure initially benefits 165,000 workers.
Until now, to have access to effective pension coverage, including for disability and death, female workers in private homes had to have contributed the amount set in the “16 hours or more” category. And in the case of submitting partial contributions (less than 12 hours or between 12 and 16 hours per week), they had to make “voluntary contributions” to complete the required sum of 16 or more hours.
This voluntary contribution is eliminated forward and for the previous periods a sort of “moratorium” is established, with the reduction of the pension debt.
Unemployment insurance
For their part, Domestic Staff will be entitled to receive the Unemployment Allowance, which they were entitled to hitherto excludedin the event of dismissal without just cause.
The monthly financial benefit has a maximum component of $40,733.88 and a minimum of $24,440.33 (depending on the Salary Earned), values that are updated with the Minimum, Vital and Mobile Wage.
During the collection of this insurance, which depends on the months paid, Social assistance coverage and payment of family allowances are maintained.
The amount and number of installments vary from 2 to 12 and are calculated based on income and months worked (with contributions) in the last 3 years. The workers and the workers over 45 years charged for another 6 months.
It is obvious that with the update to June of the employer contributions that are destined for the Social Security, there will be a surcharge to fund the payment of that unemployment insurance.
Income-reached employers can deduct the salaries and employer contributions of private household staff from the income tax base. The annual limit of the deductible amount is equal to that of the non-taxable capital gain.
Of the 1.7 million jobs in private homes, 97% of people are women and 58% are under the age of 45. 70% of employment relationships in the sector are not declared, according to the Ministry of Labour.
Female workers in private homes represent 6.5% of the total employed population and 15% of employed women.
Among the unemployed population with previous employment, 12% carried out domestic work before the termination of the employment relationship.
Source: Clarin
