Retirees: the moratorium for women expires in 10 days and there are doubts about its extension

In 10 days, on July 23, the possibility that women can do it expires retire due to a moratorium. Y, There’s no time for the Congress to treat the extension or the project with the sanction of the Senators of “payment of pension debt” which replaces it, there are doubts about the extension by the Government. More after the decision of Minister Silvina Batakis to centralize all the State Savings Banks and that the budget share of each body is limited to the availability of the Savings Bank. And meet the IMF which opposed “pension inclusions” without having 30 years of contributions effective.

Even before the assumption of Batakis, there was a in the government eraser DNU to extend the current moratorium until the end of the year or until the approval of Congress the bill for the “payment of the social security debt” so that men and women can complete their 30 years of contributions and access the pension. Now what is in doubt is if it is finally approved.

If it is not extended, most women who reach 60 years of age (one of the prerequisites for retirement) will not be able to do so because they do not have 30 years of contributions. Y they will not even be able to access the PUAM (Universal benefit for the elderly), from 65 years are required of age to receive 80% of the minimum pension.

There would, in fact, be an effective extension of the retirement age for women (5 years) ea monthly credit reduction.

In Deputies there is a project by Kirchner lawmakers to extend the moratorium until the draft voted in the Senators is sanctioned, but even if it is approved, nor do they give the “parliamentary times” be sanctioned by Congress by 23 July.

The current moratorium on women (law 26.970) allows those who have it between 60 and 64 years complete 30 years of contributions for non-regular services from the age of 18 until December 2003.

According to social security data, in 2021, 222,805 people retired using the moratorium and between January and May 96,193 people, in both cases almost half of the total number of retirees.

In turn, «the average of the first 3 months of 2022 shows that the 65% of the pension entitlements corresponded to benefits due to the moratorium (of which three quarters by Law 26,970 and the rest by Law 24,476) ”, according to an ANSeS Report.

The Report also specifies that, if the current moratorium is not extended or a new one is approved, nine out of 10 women between 55 and 59 and seven out of 10 men between 60 and 64, upon reaching retirement age (60 for women, 65 for men) they will not be able to retire because they will not reach the required 30 years of contribution.

To a greater extent, women are more affected by unregistered work and unemployment.

What is the current standard

Due to the moratorium of Law 26.970, which expires on 23 July, women can retire at 60 (born in 1962) regularizing the contribution years up to 2003. So, a woman who turned 18 in 1980 can justify 23 years of contributions and must have it 7 years between actual contributions after that date and services for care tasks (sons).

Meanwhile, men and women have another moratorium law (Law 24.476), which is permanent and allows the regularization of services until 30 September 1993. It is more difficult to access because it implies regularizing fewer years of unaccrued contributions.

The bill sanctioned by the Senate is intended for people who already have reached or will reach retirement age within the next 2 years (60 years women / 65 years men) and they don’t have 30 years of contributions.

It allows to regularize the missing periods up to December 2008 through the “purchase” of the missing years, which will be discounted up to 120 installments of the old-age credit obtained.

NEITHER