Support landlords and tenants
The main mission of the Visale program is to facilitate access to the private rental park for tenants. To do this, the objective is to reassure landlords by offering a secure rental guarantee system through the guarantee of a legal entity.
The APAGL aims to eliminate the difficulties that are generally found during the rental process: low resources and/or non-standard professional situation. Those under 30 years of age, those with precarious contracts, CDIs on probation, artisans or jobseekers, who are the first to be affected during these procedures, can therefore take advantage of this device. But also to facilitate the professional mobility of those over 30 years of age.
On the part of the lessor, the guarantee covers unpaid rent during the entire duration of the lease, as well as repair work and the processing of procedures with unpaid tenants (amicable or contentious procedure).
Changing rental paradigms
If today the norm for landlords is to resort to physical guarantors, a handicap that is sometimes prohibitive for many tenants, the practice could change. This part of the rental system is usually accompanied by a selection of candidates according to their rate of effort, that is, an income/resources ratio of less than 33% and a permanent employment contract (CDI). A virtual obstacle course.
By supporting them as guarantors, APAGL and the Visale solution open many doors. According to the CREDOC evaluation, 93% of owners are reassured by tenant certification. This allows candidates with a low effort index to have better access to housing and better housing.
” Visale has contributed to modifying the practices of access to housing. Thanks to the system, three quarters of landlord users relax their selection criteria when choosing a tenant », says Jérôme Drunat, General Manager of APAGL.
In an increasingly sustained race for housing and in the face of fear of non-payment, a paradigm shift is needed. A response that the social agents of the APAGL want to give. Today, more than 70% of those entering the private sector are eligible for the scheme. It is also in tight rental areas that the guarantee has been most successful. In this way, it allows tenants, who are often out of the way and the practices imposed by the private rental system, to have an additional advantage over other candidates who do not have the same solution and a better choice of housing. By helping tenants and reassuring landlords, APAGL is revolutionizing practices. Therefore, Visale can pride itself on being a social utility device.
This content was produced in association with OpenMedias. The BFM Business editorial team was not involved in the production of this content.
Source: BFM TV
