Moratorium: pensioners with minimum wages will be able to retire with the new installment plan

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A retired widow, those who receive only the minimum amount, if they are already 60 or over or are about to turn 60 in the case of women or 65 or over for men, will be able to retire through the new moratorium. And in that case, I would continue to collect the pension plus the pension, minus the moratorium fee up to 30, 60 or 120 months, depending on the plan.

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This is what emerges from the law on the Pension Debt Payment Plan (PPDP, the “moratorium”) recently approved by Congress.

According to ANSeS, “the pension benefit accessed with the PPDP It is compatible with work and with the collection of other social security benefits up to a minimum amount”, after a socio-economic assessment.

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Article 12 of the aforementioned law establishes that the pension benefit deriving from this moratorium “results incompatible with the enjoyment of another benefit pension of any nature (contributory or non-contributory), including pensions and social plans, except in case where the only benefit the holder receives as of the date of application external contributor and its amount does not exceed the amount equivalent to a minimum retirement in effect on the date of claiming the benefit” (currently the minimum amount is $58,665 gross).

For example, according to the pension lawyer Andrea Falcone, based on the calculation system developed by the specialist Guillermo Jáuregui, a 66-year-old pensioner who receives the minimum pension on the death of her spouse, and has 5 years of actual contributions and 2 children, could regularize 20 years for moratorium. He would retire with the minimum e they would deduct $11,412 (adjustable for mobility) for 120 months.

With 10 years of contributions cash and 2 children, and peers, could regularize 15 years. He would retire on the minimum amount and $8,547 (adjustable for mobility) would be deducted for 120 months.

Also according to the years he contributed, through the moratorium could access a pension above the minimumwith the discount of the moratorium quota, and continue to receive the minimum pension.

If you receive a pension higher than the minimum, you could not access the moratorium.

If the retiree or minimum wage retiree is younger than 60 (women) or younger than 65 (men), they could adjust the remaining years to complete the 30 years by paying a monthly tuition. And when I’m 60 or 65, You could apply for a pension, withholding the pension collection.

It is obvious that the law will indicate how the payment of the moratorium will continue: whether it will be deducted from the credit or the payment plan will have to be canceled completely.

It is also assumed that, once the law is regulated, the ANSeS will enable special rounds for the thousands and thousands of people who are of retirement age but do not have 30 years of contributions because they have worked “in the black” or have been unemployed for many years.

Source: Clarin

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