The Ministry of Territorial Development and Habitat this week opened the registration of credits Procrear II for the line of Lots with Services for construction of new homes up to 60 square meters in 10 provinces.

The land has a corresponding urban infrastructure with properties fully managed by the National State, the residential portfolio specified in a statement.

In this regard, Minister Jorge Ferraresi said that “from the Ministry and in liaison with local governments we work to produce high quality urban land and all men and women of Argentina have the same opportunity to live with dignity and in their places of origin ”.

The beneficiary towns are:

• San Fernando del Valle de Catamarca (Catamarca)
• Puerto Madryn (Chubut)
• Villa Maria, Cintra and Sampacho (Cordoba)
• Gualeguaychú (Between the Rivers)
• City of Formosa (Formosa)
• Centennial at San Martin De Los Andes (Neuquén)
• Rio Gallegos (Santa Cruz)
• Hope (Santa Fe)
• Tolhuin (Land of Fire).

In addition, the municipalities of Buenos Aires of Adolfo Alsina; White Bay; Benito Juarez; Berazategui; Beriso; Carmen De Areco; Chacabuco; Colonel Pringles; Colonel Suarez; Exaltation of the Cross; General Lamadrid; General Villegas; Hurlingham; The Silver; Flowers; wolf; and Wolves.

Also Mar Chiquita, Mar Del Plata, Moreno, Olavarría, Luján, Pergamino, Pila, Saladillo, San Miguel del Monte, San Nicolás De Los Arroyos, Tandil, Tornquist, Trenque Lauquen, Tres Lomas and Villa Gesell.

“From the National Urban Land Plan, more than 30 thousand lots with services are being developed in cities that have complied with this federal program, which aims to link land policy to the development of the territory to guarantee access to housing for the population at affordable prices, ”the ministry said.

What does the Procrear II plan provide?

• 100% financing, without the need for initial savings.

• Update related to UVI (Housing Unit).

• Housing models: the plan provides a series of projects to reduce work execution times.

• Processed from home.

Requirements for accessing the Procreate plan

To access these credits for housing construction, you must meet 10 requirements:

• Be Argentine naturally or by choice, or foreigner with permanent residence.
• Have a valid National Identity Document (DNI).
• Have income from formal jobs, retirement and/or pensions. The total net monthly income of the family group must be between 1 and 8 Minimum, Vital and Mobile Salaries.
• Be between 18 and 64 years old at the time of registration.
• Will not be owners or co-owners of real estate, except in the cases provided for in the Bases and Conditions.
• Nor record an unfavorable financial history in the last 9 months.
• Unstoppable.
• Register 12 months seniority in the activity (employees and independents).
• Land will not be accepted if: it is in gated or private neighborhoods, its valuation exceeds $ 3,500,000, or it is not owned by the applicants (other than direct family members). You must have a title deed to the property/purchase ticket or appropriate instrument in the case of land from public bodies.
• It will only be possible to develop Program Housing Models (except those who build below or above their parents’ house). The credit must be used for the construction of single, family and permanent occupancy housing and not more than 60 m2 of surface.

Enrolling in the Family housing plan

To register for Procrear Casa Propia, those interested should enter: https://extranet.hipotecario.com.ar/ProCreAr/

Then, you will need to complete a four-step registration form with personal data of the owner and co-owner, if applicable.

Co-ownership of Own Home

In the case of people who want to access a credit co-ownership, they must agree to one of the following links:

• The marriage, in this case, the spouse is automatically considered co-owner.
• vigorous union.
• De facto union, provided that the domiciles declared by the owner and co-owners are concurrent.

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