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Powell: Interest rate cut coming soon… ECB also previews ‘June cut’ for the first time

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Global stock market boom… US-Europe record high

On the 7th (local time), U.S. Federal Reserve Chairman Jerome Powell speaks at the Senate Banking, Housing, and Urban Affairs Committee held at the Washington Capitol. Washington = AP Newsis

Global markets were shaken when the two heads of monetary policy in the U.S. and Europe simultaneously mentioned that an interest rate cut this year was “not far away.” With expectations that prices could be lowered before summer at the earliest, Western benchmark indices such as the U.S. Standard & Poor’s (S&P) 500 index hit record highs, and a warm wind blew in Asian markets such as Korea.

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Jerome Powell, Chairman of the U.S. Federal Reserve, attended the U.S. Senate Banking, Housing, and Urban Affairs Committee on the 7th (local time) and said, “It is not far from now to be certain” about the timing of the interest rate cut. I answered. He repeatedly stated his position that “a cut can only be made when there is confidence that the inflation rate will continue to reach 2%,” but when lawmakers asked, “When will that be?” he hinted at the possibility of an early cut. On the same day in Europe, Christine Lagarde, President of the European Central Bank (ECB), hinted for the first time that there was a possibility of an interest rate cut in June. After the regular meeting of the Monetary Committee that froze the base interest rate, Governor Lagarde said, “We have not discussed the timing of the rate cut yet, and we need more data on inflation progress,” but added, “We will know much more (about the slowdown in prices) in June.” A specific time period was mentioned.

Chairman Powell and Governor Lagarde meant that an interest rate cut was possible at an ‘appropriate time,’ but the market took this as a signal that the timing could come sooner than expected. Immediately after the two leaders’ remarks, not only the global stock market but also the foreign exchange market and raw material market were shaken.

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The U.S. Standard & Poor’s (S&P) 500 index reached its 16th highest point this year, and the STOXX 600 index, a pan-European benchmark, also exceeded the 500 level for the first time, reaching an all-time high. The KOSPI closing price was also recorded at 2,680.35, up 32.73 points (1.24%) from the previous trading day, and Japan’s Nikkei 225 average stock price (0.23%) and Taiwan’s Jiquan Index (0.47%) also rose.

US-Europe, expectations of interest rate cut in June… ‘Sticky price rise’ is a variable

US Fed-ECB hints at early interest rate cut
Global stock market rises, dollar value falls… Coin-Gold also rises “Market wildness revives”
Early cuts are difficult when inflation rises again… “Korea is likely to cut in the second half of the year, separate from the U.S.”

“The market has now lost its fear.” (Wall Street Journal, USA)

U.S. Federal Reserve Chairman Jerome Powell and Federal Reserve officials have maintained a cautious tone ever since the Federal Open Market Committee (FOMC) meeting in January. The expectation of an interest rate cut itself can stimulate inflation, and the U.S. economy is on the rise despite intense austerity measures, so there is no reason to rush. Chairman Powell took the same position at the U.S. Congressional hearing on the 6th and 7th, but ultimately gave an answer that he would be able to gain certainty “in the near future.”

The mayor cheered in unison. Even European Central Bank (ECB) President Christine Lagarde added fuel to the fire by mentioning June. There were even predictions that this would be a turning point for central banks around the world to ‘pivot’ from austerity to easing. However, due to the rise in the global asset market, there are strong counter-arguments that we should not be optimistic about the timing of the cut as ‘sticky prices’ continue to persist and do not go down once they rise.

In fact, the number of new U.S. non-agricultural jobs announced on the 8th in February was 275,000, exceeding the market forecast of 200,000, showing that the U.S. labor market remains strong. A strong labor market means upward pressure on inflation.

● Rumors of interest rate cut in June… Sticky prices are a variable

According to FedWatch of the Chicago Mercantile Exchange, policy interest rate futures investors raised the possibility of an interest rate cut in May by 7 to 8 percentage points. In the market, June loans generally dominate. Analysis that political controversy will be avoided by lowering interest rates before the Republican and Democratic National Conventions held in July and August ahead of the US presidential election in November is also gaining momentum on Wall Street.

Son Seong-won, a professor of financial economics at Loyola Marymount University, also said, “If prices go down while the Federal Reserve maintains the base interest rate, the real interest rate will rise as a result,” adding, “It is better to lower the interest rate quickly to avoid burdening the economy.” predicted. Moody’s Chief Economist Mark Zandi predicted, “The first cut will be made in May and will be lowered by 0.25 percentage points each quarter.”

The problem is inflation. The U.S. consumer price index (CPI) increase rate in January was 3.1% compared to the same month last year, exceeding market expectations (2.9%). Chairman Powell and Governor Lagarde have maintained the position that “we will make decisions based on real-time data,” so if prices continue to remain sticky, an interest rate cut in the first half of the year may be overlooked.

There are many voices within the Federal Reserve concerned about a resurgence in inflation. Minneapolis Federal Reserve Bank President Neel Kashkari recently said, “You may think you have both feet on the brakes, but you may only have one foot on the brakes.” This means that the current interest rate is not sufficiently restrictive, so high interest rates can be maintained.

● “The ‘animal nature’ of the financial market has come back to life”

The market has taken the interest rate cut as a fait accompli and is conducting an unstoppable rally. The S&P 500, which broke the 5,000 mark for the first time last month, broke its 16th high this year, and Bitcoin also recently broke through $69,000 (about 90.94 million won). Michael Hartnett, chief investment strategist at Bank of America (BofA), said, “The ‘animal spirit’ of the financial markets is coming back to life.” The value of the dollar is falling due to the possibility of an interest rate cut. The dollar index, which shows the value of the dollar against the currencies of six countries, rose to 104.96 last month but fell to 102 as of the 8th. Due to the weakening dollar, gold futures are also hitting record highs every day.

This trend is largely due to the artificial intelligence (AI) craze that stimulated investment sentiment. Nvidia, a leading AI company, rose 4.47% on the day and closed at $926, hitting an all-time high. In Europe, pharmaceutical companies such as Denmark’s Novo Nordisk are leading the upward trend, and in Taiwan, semiconductor stocks such as TSMC are strong.

Korea was also affected. According to the Korea Exchange, on this day, KOSPI closed at 2,680.35, up 1.24% (32.73 points) from the previous trading day. At one point during the day, it rose 1.53% to 2,688.00. In the Seoul foreign exchange market, the won-dollar exchange rate closed at 1319.8 won, down 11.1 won.

However, experts predicted that the impact on the Bank of Korea’s decision to cut interest rates would be limited. Ha Jun-kyung, a professor of economics at Hanyang University, said, “The Bank of Korea can only carry out a cut when prices stabilize as inflation remains the same.” Choi Je-min, a senior researcher at Korea Investment & Securities, also said, “It is highly likely that the Bank of Korea will maintain the same policy in the first half (January to June) and then start lowering interest rates in the second half (July to December).”


New York =

Source: Donga

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